Today is payday, and as per usual almost all my money is already spent ;)
Some important news ... my total debt is now under $6K! Currently sitting at $5,668.87 and my total assets are over $20K at $20,722.81 for a total net worth of +$15,053.94 :)
Its almost surreal to me that this year I should surpass on the positive side of net worth where I was negative in 2010 (-$21K).
Its taken a lot of hard work and dedication and I hope that if there are people who are currently in debt and feeling like they will never get out or never have savings, that you can use me as an example. I've been in overdraft, I got a consolidation loan at 29.9%, I've had collection calls, and a bad credit rating. Please believe that where you are now is not where you have to stay.
Please feel free to email me at firstname.lastname@example.org or DM me at @morgainemoney if you want to discuss anything.