So I've been tracking my daily spending for 2 months now. In February I had 11 no spends and in March 12. Both months that averages out to 39% of days in the month or about 3 days per week. That sounds right to me. Monday, Tuesday, Thursday and Friday I bring my lunch and snacks. Wednesdays I tend to eat out for lunch to break up the week. Friday I usually end up buying a snack and/or dinner out. Saturdays and Sundays I usually end up buying something or going out to a movie or to eat (or both). So, Mondays, Tuesdays and Thursdays (or Wednesdays if I know I'll need to buy something on Thursday which is payday) are typically my No Spend days.
In April I want to do better. I want to have 50% or 15 days, preferably more. My ultimate goal is 4 days per week instead of 3. This week is looking good so far. Monday and Tuesday were No Spend Days, today I'm buying dinner out before going to a concert, Thursday no plans, Friday no plans (just gotta make sure I stay away from my "Its Friday, I made it through anther week" treat, see last week's spending report for more info), Saturday I will be eating out, Sunday no plans. So if I can avoid temptation for a treat on Friday that will be my 4 days. I'd like to make Sunday a no spend day too as last weekend I went a bit nuts, so we shall see.
I'm hoping that having an actual number of No Spend Days as a goal will help me spend less money on the whole and help me meet my budget numbers. Let's see if I make it :)
TTFN,
Morgaine
Do you have No Spend Day goals?
Nope, but it's not a bad idea.
ReplyDeleteCassie,
ReplyDeleteYou track your spending very well, maybe even trying one more day per week like I am would be a good goal to try?
Ugh, forgot about the dentist today. So I will be spending money today after all :(
ReplyDelete