18: No Spend!
19: No Spend!
20: $380.44 (credit - being repaid from Planned Spending - Bookkeeping Course) + $99.46 (credit - being repaid from Planned Spending - textbook) + $10.98 (debit - lunch) + $1 (cash - pop) + $38.53 (debit - Shoppers: $3.94 - mini eggs + $34.59 including $25 movie gift card, present for cousin) + +$30.00 (cheque - Card Swap) + $45 (credit - to be repaid out of my monthly budget: chapters/indigo gift card from Card Swap) = $544.41 -479.90 = $65.51 (taking Planned Spending purchases out of the equation)
21: No Spend! + (+$50) (cash - for doing family taxes) = +$50
22: $30 (cash - lunch for 2) + $6.49 (cash - snacks) = $36.49
23: $21.31 (debit - PC items)
24: No Spend!
Total: $123.31
Emotional Tracker: I wouldn't say any of my purchases were emotional. The purchases above were planned for.
Notes: I'm not counting the amounts spent that I am repaying out of my Planned Spending account as these are not coming out of my monthly budget numbers. However, I would feel that if I made these purchases on a day where I didn't spend any other money that it wouldn't count as a No Spend day. So, I'm trying to anticipate these days where I know I'm going to spend money anyways and put other purchases together with it :) Next week: dentist on Wednesday. Next month: Mother's Day and finance's birthday. It also helps me to anticipate how I have to "juggle" my budget allocations. Its a work in progress ...
So, I think I am going to fail on my Stick to the Budget Challenge this month. I now have left $4.18 and still have a week left in April. :( But, I did get quite a bit of "extra" money this month: GST $48.30, 2 online survey cheques $100, and $50 for doing family member's taxes. So, I didn't spend more money than I made this month but I didn't save extra or put more money on my debt which is where the extra money I get should go. The only good thing is that it definitely made me see that $700 a month is completely doable so I should be able to stay on budget for the rest of the year :)
Oh, and 4 No Spends are still pretty good :)
How did your week go? Did you have a nice Easter?
TTFN, Morgaine
good for you on no emotional spending!!! that is always a plus! I am a bit over budget in the grocery department ~ but all together I feel that this month is going well :)
ReplyDeleteThanks! This week is going to be a bit hectic with my course starting and I've already spent money yesterday and I'm planning on spending money today :( So I definitely will be a few days shy of my 15 No Spend Days for April. I'm also over on food, but because of eating out :( I need to get the fiance on board for spending less money on eating out, its killing my finances!
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