Friday, April 2, 2010

April 2010 - Paycheque 1 of 3 - Whoohoo!

Here's my monthly budget for April 2010 - accounting for the extra paycheque, of course!


And here's my Bi-weekly #1 Budget


I also rejigged the numbers here because I wanted to pay off the visa (again) and make the extra payment to the consolodation loan and my emergency/travel fund (that I withdrew from to pay off my student loan in February - another $100 and it will be back to where it was, plus another $100 at the end of the month and its back to where it would be if I hadn't withdrawn).

April Goals:
  • Pay off $1300 (or more depending on bonus) to consolidation loan
  • No money spent on clothes
  • No (more) money spent on credit*
  • Stay on budget in every category - monthly budget
*For the no money spent on credit goal, I had already put $117 on my Visa this month for a mother's day gift (going to an ice skating show, my Mom LOVES ice skating),  BUT its already been paid off! So, no more money spent on credit and I feel that I'm doing OK. Oh, and I had to put this on my credit card because I bought the tickets online and they only take credit cards.

I have updated my bars and I'm very happy to see that since October 2009 (when I started tracking) my Net Worth has increased by $2583.06!!! And $1434.54 just since the beginning of last month!!! All the money I have spent paying off debt is finally making a dent. :)

HAPPY EASTER (to those that celebrate). TTFN, Morgaine.
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2 comments:

  1. AnonymousApril 4, 2010 at 2:38 AM

    Hey Morgaine, thanks for visiting my blog! I've also read the Smart Cookies guide, which I liked for it's Canadian aspect, although I didn't like some of the other sections as much as the ones in Shoo, Jimmy Choo! It think that I will check out Debt free forever thanks to your recommendation! :) And congrats on your huge net worth increase!!! :)

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  2. MorgaineApril 5, 2010 at 1:24 PM

    Hi Lindsay,

    I enjoyed different aspects of both books as well - I liked Shoo's advice for changing your shopping habbits and some of the budgeting advice. I thought the Cookies book was helpful in setting goals and Canadian aspects (the investment and home buying sections were particularly informative).

    I'm personally a huge fan of Gail Vaz-Oxlade's financial advice and as an avid follower of her advice, I don't think I would be getting out of this debt hole without her.

    Thanks! :) and thank you for dropping by.

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